EasiCredit Application

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You are applying for:

  • Titanium

    EasiCredit

    OCBC EasiCredit gives you cash for important things in life! Whether it's for your baby's arrival, a wedding or furnishing your dream home, turn these significant moments into lasting memories.


    Application eligibility:
    Age 21 and above
    For Singaporean / Singapore PR: Annual income of S$20,000 and above
    For Foreigners: Annual income of S$45,000 and above

Please fill in the fields.

Personal details

Date of birth

Are you a Singaporean?

years

Home Address

-

Office Address

-
I am aware that, by signing up for this product or service, I am consenting to Oversea- Chinese Banking Corporation Limited and its related corporations (OCBC Group) - as well as their agents and authorised service providers - to collect, use and disclose my personal data, and to share this data with their business partners for marketing and promotional purposes. These purposes include the "Additional Purposes" set out in the OCBC Data Protection Policy, available at www.ocbc.com/policies or any OCBC Bank branch.

For avoidance of doubt, I am also aware that the above consent overrides any earlier withdrawal of such consent; should I wish to withdraw my consent later, I shall use the form online or available at www.ocbc.com/consent-withdrawal-form or any OCBC Bank branch.
In addition, by checking the box, I also consent to OCBC Group contacting me via SMS, telephone call and other phone number-based messaging about products and services offered by OCBC Group, its business partners and agents, regardless of my registration(s) with the Do Not Call registry.
years

Would you like to indicate your preferred credit limit?

OR
Yes, Please grant me a limit of...
The preferred credit limit that you specify for EasiCredit, if approved by us, will apply to EasiCredit only. The aggregate of your credit limits for EasiCredit and your credit card(s) is subject to the Banking (Credit Card and Charge Card) Regulations 2013 and MAS Notice 635 on Unsecured Credit Facilities to Individuals. Notwithstanding this, we may in our sole discretion approve a lower credit limit without giving any reasons.


Would you like to indicate your preferred credit limit?

OR
Yes, Please grant me a limit of...
(1) If this is your first time applying for an unsecured credit card(s) from OCBC, please be informed that the preferred credit limit you specify above, if approved by us, will be a shared limit for the unsecured credit card(s) that you have applied for in this application, subject to the Banking (Credit Card and Charge Card) Regulations 2013 and MAS Notice 635 on Unsecured Credit Facilities to Individuals. (2) If you have any existing unsecured credit card(s) issued by us, please read the following important information: (a) If you specify a preferred credit limit below your existing credit limit, this lower limit will not be applied to your existing unsecured credit card(s). This is to avoid any disruption to your use of your existing unsecured credit card(s); and (b) If you specify a preferred credit limit above your existing credit limit, such limit, if approved by us, will apply and be shared across all your existing unsecured credit card(s). Your approved credit limit for EasiCredit is separate. The aggregate of your credit limits for EasiCredit and your credit card(s) is subject to the Banking (Credit Card and Charge Card) Regulations 2013 and MAS Notice 635 on Unsecured Credit Facilities to Individuals. Notwithstanding this, we may in our sole discretion approve a lower credit limit without giving any reasons.

Select your preferred trigger amount

Trigger amount will be rounded off to the nearest hundred dollars. If amount indicated is lower than S$100 or higher than the credit limit granted, the transaction amount will be defaulted to $100.

Click on the image to choose card design.

We will create a new OCBC account to be linked with your credit card.

Important Notes

Beneficial Owner’s declaration: An OCBC Savings Account will be opened for you. You are required to be the beneficial owner and ultimately own or have effective control of the OCBC Savings Account. Please confirm if you are the beneficial owner of the account and ultimately own or have effective control of the OCBC Savings Account. If not, application will not be processed.

OR
No, I will not be the owner of the account

Your EasiCredit account comes with Online Banking eStatements. Simply log in to OCBC Banking with your access code and PIN to view your eStatements.
Visit www.ocbc.com for more information.

Select one of the following:

Enjoy cash at 0% p.a. for 6 months with a one-time fee of 2.5% (Effective interest rate 5.19% p.a.)

Enjoy cash at 0% p.a. for 12 months with a one-time fee of 6% (Effective interest rate 11.47% p.a.)

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Important Notes