I have read, understood and agree to be bound by:
the Terms and Conditions Governing Deposit Accounts, Terms and Conditions Governing Electronic Banking Services (Personal) and Terms and Conditions Governing OCBC National Day Promotion 2019 (which may be amended by OCBC Bank from time to time). I consent to all related disclosures. I agree and consent to the terms of OCBC Bank's (i) Data Protection Policy and (ii) FATCA Policy, and (iii) CRS Policy, available at www.ocbc.com/policies or upon request, which may require the reporting of information supplied by me to relevant tax authorities.

I agree that this application shall be:
subject to the approval of OCBC Bank. OCBC Bank shall entitled at its sole discretion, to reject this application or any part hereof, without furnishing any reasons.

I declare and confirm that:
I am the beneficial owner of this Passbook or Statement Savings Account and ultimately own or have effective control of it. The account will be used for savings and/or transactional purposes. OCBC Bank can rely on my declarations on the beneficial ownership and purpose of the account.

Tax declaration clause:
I declare that any funds and assets I place with the Bank or the relevant OCBC entity, and any profits that they generate, will comply with the tax laws of the countries where I live or of which I am citizen(s) or which I am otherwise subject to.