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For Cash-On-Instalments on EasiCredit

This offer is only open to EasiCredit Accountholders with an annual income of S$30,000 and above. The minimum request amount is S$1,000 and interest on the loan amount is calculated based on front-end add-on method. Please note that the interest is subject to compounding if monthly interest charges are not repaid in full. Effective interest rates (which comprise the applied interest rate and processing fee) will vary with loan amount and tenure. Please note that payments made to your EasiCredit Account will be used first to settle any billed instalment amount due. If the billed instalment amount is not paid in full by the statement due date, prevailing interest at 19.98% p.a. is chargeable on the outstanding amount and subsequent instalment amounts. The requested loan amount, Cash-On-Instalments interest plus any utilised amount must not exceed 90% of your assigned credit limit, excluding credit balances.

For Cash-On-Instalments on Credit Card

Interest on the loan amount is calculated based on front-end add-on method and a processing fee of 1% of the approved amount, depending on the tenure, is applicable. The amount disbursed to your bank account represents the approved amount after deducting the fee. The first instalment may defer from subsequent instalments due to rounding. If the billing statement is not paid in full by the settlement due date, prevailing interest at 26.88% p.a. is chargeable on the outstanding amount. Please note that the interest is subject to compounding if the monthly interest charges are not repaid in full.