Online Application of Personal Loans
Please provide your details
Full name as in NRIC/Passport
Nationality
Balance Transfer: Flexible repayment with min 3% or S$50 of total outstanding balance, whichever is greater
Cash-on-Instalments: Fixed monthly instalments of 12 to 60 months tenure
The loan amount you applied for is subject to OCBC Bank’s approval.
Transfer From
Transfer requested amount to:
For Balance Transfer on EasiCredit and Credit Card
Any fees and charges incurred for this Balance Transfer will be subject to the promotional interest rate during 12 months promotional period. For EasiCredit Balance Transfer, the prevailing interest rate of 19.98%p.a. will apply after promotional period, subject to compounding if the monthly interest charges are not paid in full. Any payments made to the EasiCredit Account will be applied first to settle the balances subject to the lowest interest rates. For Credit Cards Balance Transfer , the prevailing cash advance interest rate of 28.92%p.a. will apply after the promotion period. Total transfer amount(s) plus your utilised amount on your EasiCredit Account must not exceed 90% of your assigned credit limit. Effective Interest Rate (EIR) calculation is based on an approved fund transfer amount of $10,000, with monthly repayments of 3% of the approved amount and associated fees during the promotion period.
For Cash-On-Instalment on EasiCredit
This offer is only open to EasiCredit Account holders with an annual income of S$30,000 and above. The minimum request amount is S$1,000 and interest on the loan amount is calculated based on front-end add-on method. Please note that the interest is subject to compounding if monthly charges are not received in full. Effective interest rates (which compromise the applied interest rate and processing fee) will vary with the loan amount and tenure. Please note that payments made to your EasiCredit Account will be used first to settle any billed instalment amount due, prevailing interest at 19.98% p.a. is chargeable on the outstanding amount and subsequent instalment amounts. The requested loan amount, Cash-On-Instalments interest plus any utilized amount must not exceed 90% of your assigned credit limit, excluding credit balances.
For Cash-On-Instalments on Credit Card
Interest on the loan amount is calculated based on front-end add-on method and a processing fee of 9% of the approved amount, depending on tenure, is applicable. The amount disbursed to your bank account represents the approved amount after deducting the fee. The first instalment may differ from subsequent instalments due to rounding. If the billing statement is not received in full by the settlement due date, prevailing interest at 25.92% p.a. is chargeable on the outstanding amount. Please note that the interest is subject to compounding if the monthly charges are not received in full.
