I have read, understood and agree to be bound by:
the Terms and Conditions Governing Deposit Accounts, Terms and Conditions Governing Electronic Banking Services (Personal) and OCBC Bonus+ Savings Account Promotion 2020 (which may be amended by OCBC Bank from time to time). I consent to all related disclosures. I agree and consent to the terms of OCBC Bank's (i) Data Protection Policy and (ii) FATCA Policy, and (iii) CRS Policy, available at www.ocbc.com/policies or upon request, which may require the reporting of information supplied by me to relevant tax authorities.

I agree that this application shall be:
subject to the approval of OCBC Bank. OCBC Bank shall entitled at its sole discretion, to reject this application or any part hereof, without furnishing any reasons.

I declare and confirm that:
I am the beneficial owner of this Bonus+ Savings Account and ultimately own or have effective control of it. The account will be used for savings and/or transactional purposes. OCBC Bank can rely on my declarations on the beneficial ownership and purpose of the account.

Tax declaration clause:
I declare that any funds and assets I place with the Bank or the relevant OCBC entity, and any profits that they generate, will comply with the tax laws of the countries where I live or of which I am citizen(s) or which I am otherwise subject to.